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You Rarely Live Below Your Means

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Photo: Flickr/natalie.nettle
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Many in the middle class tend to live a lifestyle that teeters on the edge of financial disaster. Even if they get a raise at work, they’d rather marginally upgrade their lifestyle than save more of that newfound money.

Budgeting and saving are great ways to live below your means, but that isn’t the way a lot of middle-class folks choose to live. If they practiced good financial behavior, there would be more money for future investments and fun.

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